Commercial Loans
Are you planning to start a new business, buy a franchise or expand a current business, we can help you. At WIN, we will make sure you and your business win. We partner with a panel of tier 1 and tier 2 lenders, who we present your business plan with according to your situations to make sure we give your plan a reality.
Depending on the type of business and if the borrowers are property backed or not, a lender might decide to lend a certain LVR. At the end of the day, while assessing a business loan application, a lender also sees your experience, your business plan and us as brokers can help you present your case in the best way possible.
– Not secured against any Commercial Loans
– Easy repayment options
– No penalty (mostly) for paying it out early
We Partner will over 30 Banks & have solutions for every scenario

We work for you & not the Banks
Chat with us about your Commercial Loans options
What affects your business loan?
- Security you offer
- Serviceability and viability of the business
- Loan term
- Type of business, there are certain franchised businesses that some lenders won’t entertain.
Are you a start up or looking to expand?
If you’re considering a commercial or business loan, it’s essential to ask yourself some key questions first:
- Have you conducted thorough research?
- Have you analysed your competitors?
- Have you reviewed your business performance history?
- Have you assessed your financial background and personal debt level?
- Can you provide assets as personal security?
- Will the loan be used to purchase physical assets such as machinery or vehicles?
We’re here to help you understand loan criteria, potential risks, and liabilities—both for your business and yourself. Our team will guide you through evaluating different loan options, ensuring you secure the best rates and terms tailored to your business needs.
Depending on your scenario , following documents may be required :
- Contract of sale for commercial premises
- Valuation documents or quotes for machinery, vehicles and other equipment
- Business plan and financial projections, including market and competitor assessment
- Business financial records for the past two financial reporting years
- Personal financial records for the past two financial reporting years
- Valuation documents for any personal assets offered as loan security
Commercial Loans FAQs
If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.
What types of commercial loans does Win Asset Finance offer?
We offer a wide range of commercial loans to suit your business needs, including loans for starting a new business, purchasing a franchise, expanding operations, or acquiring machinery, vehicles, or other physical assets.
How does Win Asset Finance help secure the best loan for my business?
We partner with tier 1 and tier 2 lenders and present your business plan tailored to your specific situation. Our team ensures your case is presented in the best way possible to secure favorable rates and terms.
What factors affect my business loan application?
Lenders consider several factors, including:
The security you can offerThe serviceability and viability of your businessLoan termType of business (some lenders have restrictions on specific franchises)Your experience and financial historyWhat documents are required to apply for a commercial loan?
Depending on your specific scenario, you may need:
Contract of sale for commercial premisesValuation documents or quotes for machinery, vehicles, or equipmentBusiness plan and financial projectionsBusiness financial records from the past two yearsPersonal financial records from the past two yearsValuation documents for any personal assets offered as security